John Oliver Creates Fake Web Sites to Troll Major Three Credit Bureaus


The deep dive on Sunday night’s Last Week Tonight dealt with the corruption and flawed bureaucracy of the major three credit bureaus: Equifax, TransUnion, and Experian. The segment from host John Oliver highlighted the major problems that have been going on for decades regarding the background check process for so many Americans, the inherent flaws of the credit system, and the tragic cases of mistaken identity.

For instance, Oliver highlighted the story of a man who was prevented from getting a loan for his apartment because his credit report came back misidentifying the man — and this is not a joke — simply as “Terrorist”. “I do hope we have a better strategy for dealing with terrorist,” joked Oliver, “than flagging their credit reports and denying them their dream apartments.”

Or the other story about how all three major credit bureaus — Equifax, TransUnion, and Experian — kept insisting that a woman looking for her credit score was, in fact, dead.

“The three major credit bureaus have the subject of the most complaints to the CFPB (Consumer Financial Protection Bureau) since last year,” noted Oliver in the segment. Even after years of complaints over inaccurate data and flawed methods on correcting issues of mis-identity, dispute resolution still remains one of the biggest challenges facing the American credit system. Last Week Tonight even rolled out news clips going back decades — as far back as Chris Wallace with ABC in 1991 — revealing headlines on the same type of desperation stories that are still emerging in 2016.

“There is nothing new about this trouble!” exclaimed Oliver. In an effort to comedically stick it to the major three credit bureaus who all-too-often foul up people’s identities, John Oliver and the Last Week Tonight staff created three faux sites with very similar named: Equifacks, Experianne, and TramsOnion.

But rather than ruin the good surprise about what service each of these three sites provides, watch the above video from HBO’s Last Week Tonight and then head on over to,, and It’s well worth it.

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